An example of drawing up a Europrotocol in case of an accident. Europrotocol: the procedure and conditions for its registration without traffic police

In the event of an accident, drivers are required to remove vehicles from the carriageway, if only cars were damaged in the accident and this creates obstacles for the movement of other road users. It is first necessary to fix the location of the vehicles using a photo or video.

If the guilt of any of the participants in the accident raises doubts or the participants in the accident do not agree with its circumstances, you must call the police (phone 02, 112 or 911) and follow the instructions of the police officer. Further, the participants in the accident (at the direction of the police inspector) follow for registration of an accident either to the nearest traffic police post, or to the nearest traffic police station on duty, where the accident is registered.

If there is no dispute about guilt, and the nature and list of damage to vehicles does not cause controversy, the participants independently (without contacting the police) record the incident and go to the nearest traffic police post or to the traffic police station on duty for further registration of the accident and obtaining the necessary documents.

In this case, it is imperative to record the location of vehicles, collision marks and binding to stationary objects (houses, shops, etc.).

It is possible to do without registration of an accident at all if vehicles or other property of only the participants in the accident are damaged and each of these participants does not need to complete these documents. For example, every car is insured under a comprehensive hull insurance, the damage is minimal, and you do not need certificates to receive insurance compensation (according to the insurance rules) (check this point with your insurance company). Either the damage is minimal (scratches or scuffs) and the participants in the accident are not going to apply for compensation and have no claims against each other. In this case, the consent of the drivers is required. It is enough to draw up such consent in the form of a receipt, where it is indicated that the participants have no claims to each other and there is no need to register an accident.

If the damage is small (for more information on how to assess the degree of damage, read our article), you can register an incident without the participation of police officers according to the European protocol.

To do this, you must fill out an accident notification form, which is attached to the OSAGO policy (as a rule, it is handed to the insured when concluding the OSAGO contract).

Mandatory conditions for registration of an accident according to the European protocol

Limitation of the amount for damage:

25 thousand rubles - if at least one of the CMTPL agreements of the road accident participants is concluded before 08/02/2014;
50 thousand rubles - if the contracts of both participants were concluded after 02.08.2014;
400 thousand rubles - from 10/01/2014 for Moscow, the Moscow region, St. Petersburg and the Leningrad region, if the accident was recorded using a video recorder. Video recorders must be equipped with systems that record the fact of an accident and its place using global navigation satellite systems(GLONASS or other systems before January 1, 2017, after this date - GLONASS or GLONASS together with other systems).

IMPORTANT: If later it turns out that the amount of damage is more than the named limits, the victim has the right to file a claim for compensation for the missing amount directly from the culprit.

Having issued an accident according to the European protocol, you can contact the insurance company and according to the comprehensive insurance policy. In this case, the limitation on the amount of payment will be the same as in OSAGO.

Other mandatory conditions for the execution of the Euro Protocol include:

no harm was caused to the health of the participants in the accident (including passengers and pedestrians);
two vehicles were involved in the accident (important: if one of the vehicles is with a trailer, it is impossible to register according to the European protocol!);
both drivers have valid OSAGO policies (check that the second participant in the accident is entered in the policy), for foreign cars, you must have a Green Card (when the owner's liability is insured in accordance with the international liability insurance system);
all the circumstances of the accident, its nature, the list of damages, the degree of guilt, and so on do not cause disagreement among the two participants in the accident (if there is even the slightest dispute, then you will have to file an accident either at the traffic police post, or with the participation of traffic police officers on the spot. two drivers - road accident participants in the road accident notification.

Features of registration of an accident according to the European protocol

Photo and video recording

Photo or video filming must be performed no later than 60 minutes after the traffic accident.

What needs to be captured:

State registration plates of vehicles of participants in a road traffic accident or identification numbers (VIN) (in the absence of state registration plates of vehicles);
Vehicle damage;
Location of vehicles of participants in a road traffic accident with reference to transport infrastructure or other non-movable objects (houses, shops, etc., so that the street name and house number can be seen).

Filling out the Europrotocol form (road accident notification)

Both drivers fill out one accident notice. Self-copying notification form. One driver fills in column "A", the other - column "B". After filling in the front side of the notice, the form is disconnected - one copy for each driver. On the back, drivers fill out each of their forms.

The front side of the accident notice

The front side of the notice must contain information about the place, date, time of the accident, information about the participants in the accident, about witnesses, about insurers, about the nature and list of visible damaged parts and elements, the circumstances of the accident, etc. (all columns and fields on the front side of the RTA Notification form are filled in).

Clause 14 specifies the nature and list of all visible damage to vehicle parts. We briefly indicate all damage (for example, a dent on the left front fender). Hidden damages will be identified and described when the car is inspected by experts after contacting the insurance company.

In clause 15 "Remarks" you can specify additional information, if something was not indicated in clause 16 "Circumstances of the accident".

In item 16, the circumstances of the accident are noted (in the large cells located at the bottom, the number of marked cells is filled in). Please fill in carefully. If the car was stationary during the collision, mark the appropriate box (cell).

In clause 17, an accident diagram is drawn up. Vehicles are schematically recorded after an accident and the direction of movement of each is indicated until the moment of collision.

The notice is signed by each driver in paragraphs 15 and 18.

The reverse side of the accident notification

Each driver fills out the reverse side of the notice independently.

Empty columns can be marked with a dash. After signing and severing the forms, no changes, corrections or additions are allowed.

After registration of an accident and filling out the Europrotocol form, it is advisable to make a copy of your copy. On the way, you can be stopped by a traffic police inspector and asked about the cause of the crashed car. In this case, it will be enough to show a copy of the accident notice.

Actions of drivers after registration of an accident according to the European protocol

Victim

Within five working days, the victim contacts his insurance company and transfers to the insurer:

1) a traffic accident notification form;

2) an application for direct compensation for damages (filled in any form, or (most often) a sample is provided by the insurance company, where you need to fill in the necessary fields);

3) electronic media with information (memory card with photo or video recording from accident locations). In this case, it is indicated that you did not make changes to the photo and (or) video, that is, the information is uncorrected.

The culprit

Sends an accident notification form to his insurance company. Within fifteen days from the moment of the accident, he has no right to repair his car. If you need to start repairs, you need to submit the car for inspection to the victim's insurance company or obtain permission to start repairs.

The simplified registration of a road traffic accident in Russia has been applied since 2009, this practice came from European countries. Participants of an accident can fill out a Euro-protocol without an invitation from a police officer. Since 2014, some changes have been made to the legislation that determine the amount of payments.

Registration of small accidents on the road without the participation of representatives of the traffic police eases the situation of motorists... Minor accidents do not make motorists waste time calling representatives of the law. Simplified settlement of the situation directly accelerates the payment of compensation for the damage received.

The victim turns to his own insurer, instead of seeking compensation from the same company responsible for the accident. The law provides that, by mutual agreement, the participants in the incident independently draw up the form of the European protocol, considered as documentary evidence of the insured event, transfer it in paper or electronic form to the insurance company and receive compensation.

Registration of an accident according to the European protocol

The document is a form, which the participant must fill in according to the rules to receive compensation. Registration of an incident in this form is allowed if:

both participants have an OSAGO insurance policy;
two vehicles were involved in the accident;
no wounded or injured;
the culprit of the accident takes responsibility for the accident;
the amount of damage is not more than 50 thousand rubles.

It is prohibited to fill in the Euro Protocol in the following circumstances:

if one of the participants in the accident is under the influence of alcohol or drugs;
as a result of an accident, neighboring vehicles or roadside structures are damaged;
there are injured people, including pedestrians;
registration of the protocol is impossible for CASCO insurance companies, since compensation for damage is associated with a number of difficulties;
if the second participant in the accident registers a car in another state, then the document will not be drawn up without a green card.

Payouts

Maximum amount of compensation after an accident has some limitations:

An important circumstance for obtaining compensation is the registration of the consequences of an accident and the place of the accident. using special video and photographic equipment... Others normative documents to resolve the situation has not yet been provided. It is considered legal to use a device of the GLONASS category, which in mandatory vehicles have been equipped on Russian territory since 2016.

Actions of road traffic accident participants before filling out the Europrotocol

If the accident happened without aggravating consequences and the amount of payments does not exceed the amount of the statutory compensation, then the participants before drawing up the European protocol perform a number of mandatory activities:

the place of an accident is fenced off on both sides with parking stop signs, emergency lighting on the cars is turned on;
the consequences of the incident are filmed using filming equipment;
shooting is carried out from several angles, while the reference point is selected and indicated;
testimonies of road accident witnesses are recorded;
after determining and removing the braking path, photographing the resulting fragments and other flying objects, the cars are removed from the roadway;
if possible, the coordinates of the accident are set by GLONASS or GPS, this function is provided by most car recorders and on some smartphones.
the Europrotocol is filled in.

Diagram from the scene of the accident and photographic materials

The drawing is drawn up by the participants in the accident on the center column of the form... The Europrotocol provides for such a scheme so that later insurers have fewer questions.

A schematic arrangement of transport is drawn up, the markings on the road are indicated, the road signs present at the accident site, the direction of movement, neighboring streets, building numbers, the position of the surrounding structures, roadside lines, traffic lights are recorded.

Photographic shooting is done within an hour after the accident, the signs of cars of the participants in the accident, VIN numbers must be included in the frame. The damage will be captured on film, using multiple camera angles to determine the extent of the damage and the need for replacement parts.

They shoot the location of the machines in relation to each other, choosing a binding to one or several landmarks. If there are witnesses to the accident, then photograph the numbers of their transport to confirm the testimony, if necessary. If neighboring drivers have a video of the accident, you should use it and save it for further actions.

How to fill out the Europrotocol?

Fill in two columns of a two-sided form. The Europrotocol is drawn up with the participation of two drivers. On the first side, they enter general information about the participants in the accident, the place of the accident, the cause of the accident, the degree of damage and other information related to the incident. After that, the document is split and proceeds to fill in the reverse side.

It is not allowed to skip lines and leave them blank, if there is no data to enter in any of them, then put a dash or a Z... Insufficient space in the entry column is compensated by an application in which both participants sign, a note is made about this in the main form. The Europrotocol, as a sample of filling, must be studied by every driver entering the track. The regular form is issued by the insurance company during the insurance process.

If one of the persons involved in an accident does not have a European protocol form, then he can use the document of the second participant and fill it out, since the notification form is standard on the territory of Russia, and is used by all insurance companies. When filling out the form, no corrections should be made, as this may lead to non-payment of compensation by the insurers.

Information entered on the front side

The territorial name of the road or route, if it can be determined, the name of the nearest building or large public building known to everyone from the accident site is entered into the European protocol. The filling sample provides indication of the date and time of the incident and two-digit values are used. For example, if you need to use numbers from 1 to 9, then 0 is put before them. The number of vehicles is indicated, the number of vehicles is 1 or 2, if there are more cars, then the participants in the accident invite a police representative.

Information is entered about the absence of victims, that there is no damage to third vehicles and that the drivers were not examined for alcohol intoxication and drugs. Names, names, addresses, contact numbers and other complete information of the two persons involved in the accident are indicated. A dash is placed in the space for indicating the data of the traffic police officer.

Indicate the model of the car and the brand by choice in Latin letters or Cyrillic characters, fits VIN number, state number plate, the series and number of the registration certificate are affixed. The full name of the person who was driving and the details of the owner of the car must be indicated. The name of the insurance organization that issued the policy is written, the data of the OSAGO.

In the central place of the protocol specially allocated for this, a diagram is drawn up from the scene of the incident, the type of vehicle that is damaged (car or truck, motorcycle, etc.) is described. The arrow indicates the primary place of impact. All breakdowns of parts visible to the naked eye are listed. Some, at first glance, minor damage may have complications in the future during the repair, so the inspection of the machine takes a long time. This point is important and filling out the European protocol should start with it, since disagreements on the issue of damage make drawing up a document meaningless.

All additional circumstances are listed, indicated the presence of a video recorder or the testimony of witnesses and video of the accident from the third car, the data of the witnesses fit in. Information about the maneuver of transport at the time of the accident is disclosed, before specifying specific data, you should familiarize yourself with all the points. After filling in the points on the front side, the participants in the preparation of the document put their signatures.

Frequent filling errors

In clause 14, only external damage, determined by visual inspection, is entered, internal failures are detected using an examination. In clause 15, all additional circumstances of the accident should be entered, the nature of the accident should be described. When filling out 16 points, you need to distinguish two different situations - stopping and parking.

In paragraph 17, when drawing a diagram from the scene of the accident, objects that serve as a binding to the area must be indicated, otherwise the insurance company has the right to dispute the information received and not pay compensation. The eighteenth column must contain the signatures of both participants, as well as paragraph 15.

The insurance organization will not accept the document for execution if there is no dash or Z sign at the checkpoint in the points, as well as corrections and strikethroughs are made, the form is damaged, gaps. The information on the form is written in a ballpoint pen, if the driver has illegible handwriting, it is better use a printed font... At the time of registration of the protocol, both participants must have a valid insurance policy. Even one day overdue, the document does not give the right to compensation.

Filling out the back of the form

This part of the document is filled in by each driver separately, and at the end is the date and signature of both persons involved, and their names with initials. If there is not enough space to describe the circumstances within the protocol format, then an additional annex is used, and a square icon is placed in the lower right corner. Depending on the column in which each participant in the accident wrote the information, the letters "A" or "B" are indicated. The writing on the left side is indicated by the letter "A", the right one corresponds to the letter "B".

Some problems with registration

If a participant has made an accident in another country and he has a Green Card, it is possible to draw up a European protocol without the participation of a road patrol. In this case, the incident is documented on a sample form issued by Russian insurers.

For any disagreement between the persons involved in the accident, the filling of the Europrotocol is postponed and representatives of the law are called to the scene of the accident. The lack of an admission of guilt by one of the participants in the accident is considered a reason for the insurance company to refuse in the further course of the document. To prevent this from happening, video and photo documents from the scene of an accident involving a vehicle are attached to the European protocol.

When the car is moving from the scene of the accident or in the near future, it can be stopped by a patrol officer, in this case the driver shows a sample of the notice, certified by the insurer.

The order of actions of the participants in the accident after the registration of the European protocol

After completing the registration procedure, each driver retains his part of the form. The injured party transmits the data to the insurance organization within five days. When visiting the office, the driver must:

Many drivers get into an accident, the main thing is in this unpleasant situation. comply with all the rules of the law and to document correctly a sample Europrotocol. The speed of further resolution of the issue depends on this.

Europrotokol has firmly entered the life of motorists and has become a popular option for registration of an accident. The question of how to issue the Europrotocol in case of an accident arises before the majority of drivers. Therefore, it is recommended that you familiarize yourself with the existing terms and conditions in advance in order to optimally protect your interests. The modern way to legitimize the insurance situation that has arisen is convenient, but it has special conditions and restrictions.

The legal document that allows you to resolve an emergency without the participation of the traffic police is called the Europrotocol.

The data on the incident are filled in on a unified form, which has a form approved at the federal level.

The participants in the incident independently fill out standard forms without calling the traffic police inspectors.

Documents, mutually satisfying the parties to the accident, become the basis for the payment of insurance compensation under OSAGO.

Important! Drivers got the opportunity not to interfere with traffic on the highway, pull over to the side of the road and calmly solve their problems without creating traffic jams.

The European protocol is valid in all regions, you can get two sets of forms when you apply for an insurance policy.

If the driver does not have enough copies issued, the insurer is obliged to issue an additional set at the first request of the client. Forms are issued free of charge, their number is unlimited; when drawing up a notice, you can use a copy of any participant in the incident.

You can print the protocol on the PCA website, the law allows you to use this type of document.

A competently completed accident notice will allow you to get insurance for OSAGO without disputes.

To avoid difficulties and conflicts with the insurance company, you should know exactly how to issue the Europrotocol in case of an accident.

In what case is the Europrotocol filled out in case of an accident?

First of all, the driver should have an idea of what to do in case of an accident.

It is not always possible to issue an accident according to a European notification; you will need to simultaneously fulfill the following requirements:

the number of participants in the incident cannot be more than two, only they and no one else received damage and damage;
drivers, passengers or third parties were not injured in the accident, did not suffer physical damage;
both drivers have an OSAGO policy or a "Green Card" (insurance in foreign territory);
there is solidarity between drivers in the vision of an accident, in other words, citizens agree with who is guilty of an accident, what is the amount of compensation;
the price of the damage and the required compensation is within the limits established by the rules.

If the vision of the event is different for each side or claims arise, then you will have to call the traffic police officers.

Registration of the Europrotocol is permissible only with the mutual desire of the participants in the event. If the other party behaves inappropriately, the driver is clearly drunk, then you should not draw up a traffic accident notice.

Attention! If the car is insured under CASCO, then check the clause of the agreement on the possibility of applying the Europrotocol. In the overwhelming majority of cases, the presence of traffic police officers at the scene of an accident is required.

Action in the event of an accident on compulsory motor third party liability insurance according to the Europrotocol

When concluding an OSAGO policy, the policyholder receives standard notification forms and a short briefing.

How to properly issue the Europrotocol in case of an accident?

In order to correctly draw up the Europrotocol, it is recommended to fill in with a ballpoint pen, try to avoid corrections and questionable points.

The document consists of three sheets fastened together, two copies of the protocol and instructions for filling out.

The protocol is filled in by both drivers, and the carbon copy allows you to display two copies at once, to each of the participants in the accident.

Then the sheets are separated, and the reverse side is filled in by each citizen separately.

The document contains a significant number of points that allow to fully disclose the nature of the event, damage and actions of the participants. Confession of guilt of one of the parties is necessarily displayed, personal signatures are put under the displayed information.

Important! The insurance indemnity is no more than 50 thousand rubles. If the event took place in Moscow, St. Petersburg and their regions, then an amount of up to 400 thousand rubles can be indicated in the protocol. UK will require the provision of photography, indication of the coordinates of the incident by GLONASS. The place of registration of the owner and the car is not taken into account, the rule applies to everyone.

When filling out the protocol, drivers independently choose column "A" or "B", enter the necessary information with their own hands. It is recommended to carefully consider item 14, which describes the external damage to the car. It is possible to use such terms: dent, scratch, tear, crack or deformation. It is necessary to describe the damage done briefly and meaningfully so that there are no questions left when agreeing on the recording and photographs.

You can use the sample of filling out the Europrotocol, which is located on the PCA website, as well as at the bottom of the article.

Pay attention to the important paragraph 16, which indicates the circumstances of the event. The direction of movement of both cars, the speed and the cause of the collision are always displayed. At the end, a mark is put on the number of filled items in the designated field of the enlarged format.

The scheme of the incident is recorded in clause 17, including the contours of the roadway, names of streets and other landmarks (outside the city, on the highway). If there are traffic lights, intersections, road markings or other additional landmarks in the accident area, then the data must be displayed.

Attention! Sometimes drivers have information that does not fit the descriptions of the items listed. The data can be entered in a special paragraph 15 "Remarks". If there is not enough space on the back of the form, you can continue writing on a blank sheet. In this case, you will need to write down "with the attachment", indicate what the continuation refers to, put the signatures of the participants.

It is necessary to know in advance how to draw up the Europrotocol in case of an accident, otherwise the insurer will have to collect the necessary data on its own. This can not only postpone the receipt of compensation under the policy, but also allow the IC to challenge the insured event.

Europrotokol is a simplified version of road accident site registration, in which traffic police officers are not involved.

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To receive compensation from an insurance company for a CTP policy, you will need to correctly draw up a document without making mistakes. The procedure has its own characteristics and nuances that you should know before registering the scene of the incident.

What it is

Europrotokol is a special form of registration of an accident site, in which drivers independently draw up the documents necessary for obtaining an insurance premium. With this method, law enforcement officers are not called.

The Europrotocol in Russia began to function relatively recently. Its introduction helped to solve several problems:

reducing the burden on law enforcement and insurance agents;
decrease in the number of fixations administrative offenses(when calling the traffic police, the culprit will be fined);
reducing the number of congestion and traffic jams, which is especially important in large cities during rush hours;
achieving mutual understanding between drivers.

Registration of an accident according to the Europrotocol has advantages for drivers:

there is no need to call and wait for traffic police officers;
the time for registration of the incident is reduced;
quick resolution of the situation eliminates traffic jams.

Russian and foreign citizens are allowed to register an accident under the Europrotocol. If the car is registered in another country, then the driver must have it with him.

In his absence, the traffic police are called, since this circumstance is a violation and to pay compensation foreign citizen(if he is the culprit in an accident) will have to out of pocket.

The Europrotocol can be drawn up subject to several conditions:

Absence of injured persons. No people were injured in the accident: drivers, passengers, pedestrians. If you were injured, you cannot do without calling the traffic police.
Only two cars were involved in the accident. According to the Europrotocol, an accident cannot be filed if more than two cars have been damaged. It should be borne in mind that a freight transport with a trailer is two cars.
The drivers have a valid OSAGO policy. Both drivers must be insured, regardless of who was the culprit.
There is no disagreement. One of the drivers is ready to admit his guilt, as indicated in the notice. If the participants in the accident have disagreements, you will need to call the traffic police.
Providing a car for inspection. The perpetrator of the accident is ready to provide his vehicle for examination for examination and transfer his part of the notification to the insurer.
The car received minor damage. The driver will have to "by eye" determine the amount of damage. If it does not exceed 50 thousand rubles, then you can independently register the scene of the incident.

What does it look like

When drawing up the Europrotocol, proceed as follows:

Make sure that no people were injured in the accident and that only two cars collided.
Inspect the car for damage, visually assess the amount of damage.
Check the availability of the policy with both drivers, make sure that they are valid on the current date.
Agree with the driver on the independent registration of an accident and determine the culprit of the accident.
Take high-quality photographs of the scene. You will need to commit general position cars (so that the area is visible, in another photo - the vehicle number), damage to cars in general and close-up.
Ask witnesses to write their testimonies and leave their contact details.

The form itself for registration of an accident according to the Europrotocol is a notification of an accident. It consists of a front, a back and an insert that copies all the information entered.

The notification includes several questions regarding the circumstances of the traffic accident.

Consists of sections:

data about cars and drivers;
date and place of the accident;
scheme of the incident;
damage received;
circumstances of the accident.

Where to get the form

The form for drawing up the Europrotocol is issued to policyholders at.

Additionally, the driver must receive a memo with the rules for filling out. You can see an example of drawing up a document on the information stand at the office of the insurance company.

If for any reason the form was lost, then you should contact the insurance company for a duplicate. At the scene of an accident, it is allowed to fill in the notice of another driver.

The Europrotocol, drawn up on a regular sheet of paper, is not accepted. It is recommended to have two forms with you so that you do not worry about the absence of a document in the event of an accident. It should be borne in mind that the notice should not be torn, dented or stained.

Fill changes

Since the beginning of the functioning of the Europrotocol and to this day, no changes have been made to the procedure for issuing the document. But for violation of legislative norms, you will have to pay an increased fine.

So, if you leave the scene of an accident and refuse to register accidents with a call to the traffic police or on your own, punishment is provided in the form of deprivation driving license for a year and a half or arrest for 15 days.

Sample form and example of filling

When independently drawing up the Europrotocol, several important nuances should be taken into account:

After an accident, you must not move the car, even if it interferes with the movement of other vehicles.
The first step is to take photos. A mobile phone camera is suitable for this. It is important that the license plates of the cars are visible in the pictures.
It is also necessary to take close-up photographs showing the damage received. The car is removed not only from the injured party, but also the culprit of the accident.
After the photographs have been taken, the car can be driven to the side of the road if they obstruct the movement of other vehicles.
Having driven off the vehicle, it is necessary to take photographs of the braking distances, debris, if any.
It is worth immediately taking the data of witnesses, if possible, fixing their testimony on separate sheets of paper.
After the actions taken, draw up a Europrotocol. It is recommended that you first make a draft on a blank sheet, then transfer the information to the notice form.
You cannot repair the car before contacting the insurance company. An expert examination will be appointed by the insurer to assess the damage.

When drawing up the Europrotocol, one should be guided by the example provided by the insurance company along with the form when purchasing a CTP policy. Mistakes and blots should not be allowed.

If the notice contains corrections, the insurance company may not accept it for consideration.

Other rules for document execution are also taken into account:

You need to fill out the form with a blue ballpoint pen. It should be written in large block letters in a legible handwriting.
Thoughts are presented competently, using generally accepted terms, without jargon and unnecessary words.
Each item is signed in the notice, information should be entered in the appropriate column. Each driver can indicate information about his car, or the document is filled in by one person under the supervision of the second participant in the accident.
Do not describe the incident in too much detail. But all important data must be indicated.
If corrections are allowed in the notice, then they are certified by the signatures of both drivers.

The road accident scheme for the Europrotocol is drawn up with the most accurate indication of the nuances of the location of the cars.

She must select information:

the location of vehicles relative to each other after a collision;
the direction of movement of each vehicle;
the features and configuration of the road where the accident occurred (for example, a turn, a mountain, an intersection, etc.);
the presence of road markings;
the address of the scene of the incident (street and house number next to which the collision occurred);
road signs, traffic light color;
the presence of defects in the roadway that caused a collision of cars.

The diagram should look like this:

To correctly draw up the Europrotocol, you must follow the instructions:

Place of accident: the exact address of the accident is indicated.
Accident date: the date and time of the accident occurred in the windows provided for this.
Number of vehicles: the number of vehicles involved in the accident. When the Europrotocol is drawn up, the value will be "2".
Number of injured: the first box shows the number of people who were injured, the second - the number of victims. When the Europrotocol is drawn up, both indicators are equal to 0.
Certification for the presence of alcoholic intoxication: whether a medical examination of the drivers was carried out. Since law enforcement officers are not called, a tick is put in the "no" box.
Damage to other vehicles and property: indicates whether other vehicles and property of third parties have suffered in the accident. Indicated "no".
Witnesses: indicate the full name and registration address of the accident witnesses.
Was the accident registered by a traffic police officer: indicate "no".

from 9 to 15 points, each driver independently enters information about the car, personal data and insurance;
paragraph 14 describes the damage sustained by the car in an accident. You should carefully read this section so that every driver does not write non-existent damage;
Clause 16 describes the circumstances of the accident. Only true information is indicated in existing terms: overtaking, lane change, etc.

Each driver signs the front of both parts of the notices. It is recommended to first check the correctness of the entered data.

Maximum payment under the Europrotocol in case of an accident in 2020

Previously, it was possible to draw up the Europrotocol, provided that the amount of damage was no more than 25 thousand rubles.

Now the maximum payment has been increased to 50 thousand rubles. If the damage exceeds this amount, the insurance company does not pay compensation.

In Moscow, the Moscow Region, St. Petersburg and the Leningrad Region, the maximum amount under the Europrotocol is 400 thousand rubles.

At the same time, the drivers must have satellite equipment installed in their cars to establish the exact location of the incident.

The validity period of the Europrotocol in case of an accident is 5 days. During this period, the driver must apply to the insurance company with documents to receive compensation. According to the insurer, the insurer has 20 days to recover the damage.

In what cases it is not issued

The Europrotocol is not issued in several cases:

only one car was damaged (for example, there was a collision with a fence);
the car hits other cars in traffic;
drivers cannot come to a mutual opinion and decide who was the culprit of the accident;
it is impossible to assess the amount of damage or it exceeds the norms established by law;
one of the cars has a trailer, which is equivalent to a full-fledged vehicle;
one of the drivers is intoxicated;
people were injured in the road accident;
incident is not.

It can be difficult to assess the damage on your own. Especially if the collision happened with an expensive car.

If in doubt, it is better to call the traffic police, so that in the future you will not be left without compensation. If there is a small scratch or dent on the car, then the incident can be filed according to the Europrotocol.

What to do with the document after an accident

Having drawn up the Europrotocol, it is necessary to carefully check the document for errors. The contacts of the second driver must be recorded.

With the MTPL policy and the Europrotocol, the injured driver should contact his insurance company within 5 days and write an application for compensation.

After consideration of the documents, a referral for examination is issued. The culprit of the accident must be present at it, as well as present his car for inspection.

Recently, Russian drivers have been able to register minor accidents without calling the traffic police. The document that is drawn up at the same time is called the European protocol. Let's consider the different nuances that are associated with this, including how to issue and receive a refund under the European protocol.
Concept
Europrotocol is a document that allows you to deal with the situation of a minor accident without calling the traffic police. Thus, the registration process is accelerated, after which the participants in the accident can safely continue their journey. It was introduced to make life easier for the participants in the accident and the drivers of other vehicles passing along the road.
To exercise this right, you must first study the information on this issue. Then errors in actions and drafting of the document are minimized, and therefore, reimbursement according to the European protocol is received without problems.
Let's first consider the nuances associated with the design. So, if there was a collision, you should:
stop the vehicle and put up a special sign notifying other road users about it;
photograph the accident, describe and record the damage, and, if possible, estimate how much the repair will cost;
get information about the participants in the accident and find witnesses, if possible.

With the first action - stopping - everything is clear. But with photographs, questions may arise.
Photos, videos and other actions that can help
In order for the pictures to be useful in the insurance company, they must be taken correctly. Let's explore this in more detail.
First, they take several photos of the overall picture of the accident, recording from different angles.
Then remove traces of braking close-up.
After that, the damage is photographed.
The footage should include the state numbers of another participant in the accident.
Before registering an accident according to the European protocol, they call the insurance company and inform about the incident. At the same time, if they expect to receive the maximum amount of 400,000 rubles or close to it, then the equipment with the help of which the photos and videos were taken must meet the requirements established by the government. The accident, in turn, must be recorded by a satellite navigation system.
If there were witnesses in the collision, try to collect their contact details. Testimony will be needed if you have to defend what happened. But this is not necessary.

Mandatory conditions
The Europrotocol is not allowed to be drawn up in all cases. The law prescribes specific conditions under which such a procedure is allowed. Reimbursement under the European protocol is received when all the mandatory conditions are present in the aggregate. Let us list them briefly.
Nobody should be hurt in an accident.
The collision only occurred between two vehicles.
Drivers agree with all conditions and claims put forward to each other.
They left the scene of the accident after the execution of the European protocol was completed and the signatures were affixed to the document.

If at least one of the above points does not match your situation, call the traffic police, otherwise you will not be able to get insurance. In addition, you need to remember that reimbursement under the European protocol has limits.
Procedure
Imagine a situation that satisfies all the conditions for self-registration... Before us is a document that needs to be filled out.
Let's first consider the general points on it.
The Europrotocol can only be drawn up with a ballpoint pen.
It is made by one of the participants, but both drivers make entries in special columns.
The reverse side is filled in by each separately.
After drawing up, the form is cut, and each of the participants receives his own copy.
The drivers sign for each of them.
Any corrections after separation are invalid.
To notify the insurance company, the participant of the accident is given three days from the date of the accident.
You also need to take photos and videos. These materials are recorded within an hour after the incident. This rule is included in the registration for CASCO this year.

Application
In short, we have already examined the conditions under which a Euro-protocol is drawn up in case of an accident. Let's highlight their features.
None of the people should be hurt in an accident. And this applies not only to drivers and passengers of cars involved in the accident, but also to pedestrians.
Only when two cars collide, a document is drawn up without calling the traffic police. If three cars were involved in the accident, or, conversely, only one, then an inspector must be called. The same applies if one of the two vehicles is equipped with a trailer.
Another important condition is that both one and the other participant in the accident must have an OSAGO policy. Moreover, you should check that the other driver has it valid.
The participants in the accident should not have disagreements about the circumstances of the incident. Therefore, it is advisable to check whether one of them has added something in the European protocol that was not agreed upon.
The damage is caused only to vehicles. If public property has suffered, then independent is impossible.
You must describe in detail all the damage caused to the car. It is from this record that the insurance company calculates the payment.
In addition, one of the participants in the accident must admit guilt unconditionally. That is, there should be no postscripts or ambiguous statements.

You need to understand that any, even minor, errors in filling out can cause refusals according to the European protocol on the part of insurance companies. Therefore, if in doubt, it is better to call the traffic police.
Drafting
The notification forms are issued at the insurance company, where the OSAGO contract is drawn up. If, for some reason, you do not have them left, you can contact the insurer to issue a new set.
Forms are double-sided. They are divided into two mandatory columns. On one side, information is entered about the participants in the accident, witnesses, the place and circumstances of the incident, the reasons, damage to cars and more. Then the form is unfastened, and the reverse side is individually filled.
Front side
Let's go directly to filling. Items on the front side are filled out especially carefully. All necessary data, insurance details and damage details must be indicated. Consider how to compose those items in which the participants in the accident make the maximum number of mistakes.
In the 13th paragraph, a diagram of what happened is displayed. Here, not only vehicles should be drawn at the time of the accident, but also the names of streets and roads should be indicated, nearby stationary objects, traffic lights, road signs, etc. should be displayed.
Damage is recorded in paragraph 14. They write everything that can be seen with the naked eye. Here you should make sure that the other driver does not attribute parts that broke before the accident. If the damage is not visible, they will be installed after the accident when examined by specialists at the service station.
Clause 16 describes the circumstances under which the collision occurred. All details are noted in this column. At the same time, the situation is analyzed and described very clearly.
In paragraph 17, they draw a diagram of what happened.
In clause 18, the parties sign the document.

After that, the form is divided into parts and the reverse side is filled.
back side
Everything that is described from the back side is not shown to each other. This part is filled in by each of the drivers independently. If the form gets spoiled, they take another one and fill it out again. As already noted, there should be no fixes on it. If the other participant does not want to fill out the Euro protocol in case of an accident properly, immediately call the traffic police, because such actions are unacceptable.
All drivers who have an OSAGO policy must also have a European protocol form, which is issued by the insurance company. In addition, it is desirable that drivers print out a sample Euro-protocol for themselves. Then if it happens emergency, it is easier to navigate and fill out the document the first time without errors.
Amount of damage
Currently, the legislator has fixed the maximum amount of compensation under the European protocol. This is, in general, 50,000 rubles. However, there are some exceptions.
So, the amount will be only 25,000 rubles, if at least one of the participants in the accident has an OSAGO insurance policy concluded before August 2, 2014.
But if an accident occurred in Moscow, St. Petersburg or their regions, the limit under the European protocol becomes larger, and amounts to 400,000 thousand rubles. However, this will become possible only if the system is implemented in the cars. If this is not the case, then there is no need to wait for compensation of more than fifty thousand rubles.

There are times when during the examination it turns out that the damage caused by an accident exceeds the amount of insurance. Then the driver responsible for the accident pays the remaining amount out of his own pocket. This is the most unpleasant moment. By putting his signature on the document, he actually admits this possibility.
You should be especially careful with Chinese-made machines. It often happens to them when, even after a small collision at low speed, serious damage is caused to the car. Often this does not appear immediately. Thus, it is not enough to know how to behave in this situation, and what rules of the European protocol exist. It is important to understand the potential damage to your vehicle.
What could be the problem
Let's consider some of the nuances that should be taken into account when drawing up a Europrotocol.
If the perpetrator of the accident is registered in another state and has a green card, then the Euro protocol is drawn up in the usual manner.
If the form contains information that the participants in the accident have disagreements about what happened, then the insurance company will invalidate the document. Then it will be very problematic to get according to the European protocol.
If there are discrepancies, the traffic police officers must be called.
The payment of insurance will not be received even if the guilty persons are not indicated in the document. True, photo and video materials can save the situation.

Actions after registration
After the incident and drawing up the Europrotocol, the actions of the participants in the accident are as follows.
The victim transfers the package of documents to the insurance company within five working days in order to receive compensation according to the European protocol. It includes:
road accident notification form;
an application for compensation, which is filled in in any form (if necessary, you can use the sample provided directly to the insurance company);
a carrier with information about the fact of the accident (it can be a memory card with a video recording or photographs - then it should be noted that no changes and data editing was made).

The culprit should also visit their insurance company or send a notification form there. He should not start repairing the car for 15 days after the collision. But if you want to make the repairs faster, then before that, the car is provided for inspection to the insurance company of another participant in the accident, or they receive the appropriate permission from there to carry out repair work.
Payout problems and driver gimmicks
If the insurer, having considered the materials provided to him by the injured party, refuses to compensate for the damage, or the amount that the injured party expected is significantly lower, he can sue the insurance company by going to court. This possibility is fixed in paragraph 5 of Article 23 of the Code of Civil Procedure of the Russian Federation. With such a claim they turn to the magistrate.
But it also happens when the participants road traffic go to the creation of artificial conditions for registration of an accident without calling the accident staff. If someone has abrasions or other injuries to the body, it is better not to risk it and call an inspector, and if necessary, an ambulance. If this is not done, extremely unpleasant consequences can occur.
Conclusion
Thus, if you have become a participant in an accident, and the question of choosing an option for registering an accident is being decided, do it deliberately. Consider the recommendations given in the article.
It should be added that during the period of use of the European protocol, the share of insurance payments received as a result of registration in this way is no more than nine percent of all traffic accidents. A small number of accidents, the participants of which decided to draw up documents without calling the traffic police officers, is explained by the fact that in a collision it is rarely possible to objectively assess the amount of damage.
The guilty party always runs the risk that the maximum accident will be insufficient to cover the damage, then it will become ruinous, since the rest of the amount will have to be covered from his own pocket.

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